Nippon India Credit Risk Fund Overview
Category Credit Risk Fund
BMSMONEY Rank 3
BMSMONEY Rating
Gro. Opt. As On: 17-01-2025
NAV ₹33.45(R) +0.01% ₹36.68(D) +0.01%
Returns 1Y 3Y 5Y 7Y 10Y
LumpSum (R) 8.23% 6.75% 5.4% 4.95% 5.98%
LumpSum (D) 9.06% 7.52% 6.12% 5.68% 6.78%
SIP (R) -8.32% 5.89% 7.18% 5.28% 5.04%
SIP (D) -7.64% 6.69% 7.94% 5.99% 5.79%
Ratio Sharpe Ratio Sortino Ratio Sterling Ratio Jensen's Alpha Treynor Ratio
-0.22 -0.07 0.62 -% -
Risk STD. Dev VaR 1Y95% Max DD Beta Semi Devi.
1.03% 0.0% -0.66% - 0.85%
Top Credit Risk Fund
Fund Name Rank Rating
Aditya Birla Sun Life Credit Risk Fund 1
Icici Prudential Credit Risk Fund 2
Nippon India Credit Risk Fund 3

NAV Date: 17-01-2025

Scheme Name NAV Rupee Change Percent Change
NIPPON INDIA CREDIT RISK FUND - SEGREGATED PORTFOLIO 2 - QUARTERLY IDCW Option 0.0
0.0000
%
Nippon India Credit Risk Fund - Segregated Portfolio 2 - Direct Plan - Growth Plan 0.0
0.0000
%
NIPPON INDIA CREDIT RISK FUND - SEGREGATED PORTFOLIO 2 - DIRECT Plan - IDCW Option 0.0
0.0000
%
NIPPON INDIA CREDIT RISK FUND - SEGREGATED PORTFOLIO 2 - IDCW Option 0.0
0.0000
%
NIPPON INDIA CREDIT RISK FUND - SEGREGATED PORTFOLIO 2 - DIRECT Plan - QUARTERLY IDCW Option 0.0
0.0000
%
Nippon India Credit Risk Fund - Segregated Portfolio 2 - Growth Plan 0.0
0.0000
%
Nippon India Credit Risk Fund - Segregated Portfolio 2 - Institutional Growth Plan 0.0
0.0000
%
NIPPON INDIA CREDIT RISK FUND - QUARTERLY IDCW Option 12.98
0.0000
0.0100%
NIPPON INDIA CREDIT RISK FUND - DIRECT Plan - QUARTERLY IDCW Option 13.57
0.0000
0.0100%
NIPPON INDIA CREDIT RISK FUND - IDCW Option 18.35
0.0000
0.0100%
NIPPON INDIA CREDIT RISK FUND - DIRECT Plan - IDCW Option 19.86
0.0000
0.0100%
Nippon India Credit Risk Fund - Growth Plan 33.45
0.0000
0.0100%
Nippon India Credit Risk Fund - Institutional Growth Plan 34.88
0.0000
0.0100%
Nippon India Credit Risk Fund - Direct Plan - Growth Plan 36.68
0.0000
0.0100%

Review Date: 17-01-2025

Nippon India Credit Risk Fund has exhibited good performance in the Credit Risk Fund category. The fund has rank of 3 out of 13 funds in the category. The fund has delivered return of 8.23% in 1 year, 6.75% in 3 years, 5.4% in 5 years and 5.98% in 10 years. The category average for the same periods is 7.85%, 9.45%, 6.82% and 6.4% respectively, which shows average return performance of fund in the category. The fund has exhibited standard deviation of 1.03, VaR of 0.0, Average Drawdown of -0.66, Semi Deviation of 0.85 and Max Drawdown of -0.66. The category average for the same parameters is 7.08, -0.23, -0.51, 1.84 and -0.72 respectively. The fund has low risk in the category.

Key Points:

  1. An investment of ₹10,000 in Nippon India Credit Risk Fund direct growth option would have grown to ₹10906.0 in 1 year, ₹12428.0 in 3 years and ₹13456.0 in 5 years as of today (17-01-2025).
  2. An SIP of ₹1,000 per month in Nippon India Credit Risk Fund direct growth option would have grown to ₹11497.0 in 1 year, ₹39849.0 in 3 years and ₹73332.0 in 5 years as of today (17-01-2025).
  3. standard deviation of 1.03 and based on VaR one can expect to lose more than 0.0% of current value of fund in one year.
  4. Sharpe ratio of the fund is -0.22 which shows good performance of fund in the credit risk fund category.


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KPIs* Fund Benchmark Cat. Avg Min | Max Rank (In Cat.) Performance
1M Return % 0.55
0.46
0.25 | 0.63 3 | 14 Very Good
3M Return % 1.77
1.53
1.13 | 1.77 2 | 14 Very Good
6M Return % 4.06
3.86
2.47 | 7.06 5 | 14 Good
1Y Return % 8.23
7.85
5.93 | 12.05 2 | 14 Very Good
3Y Return % 6.75
9.45
4.91 | 39.67 8 | 13 Good
5Y Return % 5.40
6.82
3.14 | 10.48 11 | 13 Average
7Y Return % 4.95
5.25
-1.47 | 7.57 10 | 13 Average
10Y Return % 5.98
6.40
3.00 | 7.75 7 | 9 Average
1Y SIP Return % -8.32
-8.74
-10.99 | -4.28 2 | 14 Very Good
3Y SIP Return % 5.89
6.37
4.55 | 11.03 6 | 13 Good
5Y SIP Return % 7.18
8.07
4.96 | 23.44 6 | 13 Good
7Y SIP Return % 5.28
6.16
3.43 | 12.68 9 | 13 Average
10Y SIP Return % 5.04
5.38
2.38 | 6.68 7 | 9 Average
Standard Deviation 1.03
7.08
0.91 | 70.73 4 | 13 Very Good
Semi Deviation 0.85
1.84
0.73 | 11.98 7 | 13 Good
Max Drawdown % -0.66
-0.72
-2.85 | -0.26 8 | 13 Good
VaR 1 Y % 0.00
-0.23
-1.48 | 0.00 8 | 13 Good
Average Drawdown % -0.66
-0.51
-1.08 | -0.26 11 | 13 Average
Sharpe Ratio -0.22
-0.23
-1.39 | 0.68 7 | 13 Good
Sterling Ratio 0.62
0.89
0.37 | 3.85 8 | 13 Good
Sortino Ratio -0.07
1.15
-0.40 | 14.66 7 | 13 Good
Return data last Updated On : Jan. 17, 2025.
Other parameters, fund ranking, non return related analysis are updated after every month end. Last Updated On : Dec. 31, 2024
KPIs: Key Performance Indicators

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KPIs* Fund Benchmark Cat. Avg Min | Max Rank (In Cat.) Performance
1M Return % 0.62 0.52 0.28 | 0.71 3 | 14
3M Return % 1.97 1.72 1.21 | 1.97 1 | 14
6M Return % 4.46 4.27 2.65 | 7.53 4 | 14
1Y Return % 9.06 8.69 6.29 | 13.05 2 | 14
3Y Return % 7.52 10.29 5.92 | 40.08 8 | 13
5Y Return % 6.12 7.65 3.92 | 10.80 12 | 13
7Y Return % 5.68 6.09 -1.21 | 8.32 10 | 13
10Y Return % 6.78 7.29 3.95 | 8.57 7 | 9
1Y SIP Return % -7.64 -8.06 -10.69 | -3.47 2 | 14
3Y SIP Return % 6.69 7.21 5.56 | 11.39 5 | 13
5Y SIP Return % 7.94 8.91 5.99 | 23.82 6 | 13
7Y SIP Return % 5.99 6.96 4.18 | 12.97 10 | 13
10Y SIP Return % 5.79 6.24 3.20 | 7.45 7 | 9
Standard Deviation 1.03 7.08 0.91 | 70.73 4 | 13
Semi Deviation 0.85 1.84 0.73 | 11.98 7 | 13
Max Drawdown % -0.66 -0.72 -2.85 | -0.26 8 | 13
VaR 1 Y % 0.00 -0.23 -1.48 | 0.00 8 | 13
Average Drawdown % -0.66 -0.51 -1.08 | -0.26 11 | 13
Sharpe Ratio -0.22 -0.23 -1.39 | 0.68 7 | 13
Sterling Ratio 0.62 0.89 0.37 | 3.85 8 | 13
Sortino Ratio -0.07 1.15 -0.40 | 14.66 7 | 13
Return data last Updated On : Jan. 17, 2025.
Other parameters, fund ranking, non return related analysis are updated after every month end. Last Updated On : Dec. 31, 2024
KPIs: Key Performance Indicators

Investment Period Regular Direct
Return % Current Value of ₹ 10000 Return % Current Value of ₹ 10000
1D 0.01 ₹ 10,001.00 0.01 ₹ 10,001.00
1W 0.11 ₹ 10,011.00 0.12 ₹ 10,012.00
1M 0.55 ₹ 10,055.00 0.62 ₹ 10,062.00
3M 1.77 ₹ 10,177.00 1.97 ₹ 10,197.00
6M 4.06 ₹ 10,406.00 4.46 ₹ 10,446.00
1Y 8.23 ₹ 10,823.00 9.06 ₹ 10,906.00
3Y 6.75 ₹ 12,165.00 7.52 ₹ 12,428.00
5Y 5.40 ₹ 13,007.00 6.12 ₹ 13,456.00
7Y 4.95 ₹ 14,022.00 5.68 ₹ 14,723.00
10Y 5.98 ₹ 17,872.00 6.78 ₹ 19,268.00
15Y ₹ ₹

Disclaimer: Past performance may or may not be sustained in future and should not be used as a basis for comparison with other investments. Returns for periods above 1 year are annualised.

Investment Period Invested Amount Regular Direct
XIRR % Current Value of Invested Amount XIRR % Current Value of Invested Amount
1Y ₹ 12000 -8.32 ₹ 11,451.74 -7.64 ₹ 11,496.82
3Y ₹ 36000 5.89 ₹ 39,376.04 6.69 ₹ 39,849.30
5Y ₹ 60000 7.18 ₹ 71,932.56 7.94 ₹ 73,331.94
7Y ₹ 84000 5.28 ₹ 101,340.37 5.99 ₹ 103,961.42
10Y ₹ 120000 5.04 ₹ 155,352.00 5.79 ₹ 161,515.08
15Y ₹ 180000 ₹ ₹


Date Nippon India Credit Risk Fund NAV Regular Growth Nippon India Credit Risk Fund NAV Direct Growth
17-01-2025 33.4489 36.6816
16-01-2025 33.4461 36.6777
15-01-2025 33.4129 36.6405
14-01-2025 33.3985 36.624
13-01-2025 33.3969 36.6214
10-01-2025 33.4133 36.6371
09-01-2025 33.4079 36.6304
08-01-2025 33.4088 36.6307
07-01-2025 33.396 36.6158
06-01-2025 33.3935 36.6123
03-01-2025 33.3612 36.5746
02-01-2025 33.3486 36.56
01-01-2025 33.3468 36.5573
31-12-2024 33.3388 36.5477
30-12-2024 33.3164 36.5224
27-12-2024 33.3124 36.5157
26-12-2024 33.3083 36.5104
24-12-2024 33.2999 36.4997
23-12-2024 33.2852 36.4828
20-12-2024 33.2646 36.4579
19-12-2024 33.2525 36.4439
18-12-2024 33.2726 36.4651
17-12-2024 33.2648 36.4558

Fund Launch Date: 10/May/2005
Fund Category: Credit Risk Fund
Investment Objective: The Fund focuses on maximizing accrual with increased allocation to AA- and below segment, while maintaining duration of 1.5 - 2.5 years. Core mandate is to generate returns through accrual, hence low duration profile. Emphasis is on credit risk diversification.
Fund Description: An open ended debt scheme predominantly investing in AA and below rated corporate bonds (excluding AA+ rated corporate bonds)
Fund Benchmark: NIFTY Credit Risk Bond Index
Source: Fund FactSheet

Disclaimer: NO INVESTMENT ADVICE. The Content is for informational purposes only.